INTER CREDO compares real-time payday advance and cash advance offers from vetted partner lenders side by side, so you know the rate you actually qualify for before you apply anywhere.
INTER CREDO is a financial technology company. We built a matching engine that surfaces offers from a panel of independent, licensed lending partners — we do not originate, fund, or service loans ourselves, and we never guarantee approval.
Every rate you see in the app comes directly from a partner's own underwriting. Your final agreement is always made — and signed — with that lender, on their terms, not ours.
You describe what you need once, from a small payday advance to a larger loan. INTER CREDO's matching engine does the shopping around across our partner panel, so you only ever apply once you've picked the terms you want.
Say how much you need and why you want to borrow money, then run a soft credit check that never affects your score. Takes under two minutes inside the app.
The matching engine checks eligibility across our partner panel and returns actual rates — not teaser estimates — ranked by total cost.
Pick an offer and finish the application with that lender. INTER CREDO steps aside — the agreement is between you and them.
Every tool in INTER CREDO exists to remove guesswork from borrowing, whether you need a payday advance this week or a longer term loan. Clear numbers, no fine-print surprises.
Ranks partner offers by real total cost — rate, term and fees combined — not just the headline APR.
Check what you qualify for without a hard inquiry. Your score stays untouched until you formally apply.
Every match you receive is saved with its full terms, so you can compare side by side, whenever you're ready.
Get notified the moment a partner offers a better rate than the one you're currently holding.
Upload income and ID documents once — share them securely with the lender you choose, nowhere else.
A real specialist, not a script, if you get stuck comparing offers or have a question about a partner's terms.
We started INTER CREDO because loan shopping was built to confuse people, not help them.
Every lender publishes a different rate for a different reason, buried behind its own application, its own soft-pull, its own fine print. Comparing five offers used to mean five separate forms, five inquiries, and no way to see them side by side. We thought that was backwards.
INTER CREDO is a small, independent fintech team building one thing well: a matching layer that sits between you and a panel of vetted lending partners, translating their offers into numbers you can actually compare. We don't originate loans, and we're not trying to be a bank — we're trying to make the process before the bank make sense.
The app is heading into final review ahead of its public launch on the App Store and Google Play. Join the list below to hear the moment it's live.
INTER CREDO is held to the same data-handling standard we'd want for our own finances.
256-bit encryption protects every document and application detail you share in the app.
Every lending partner is reviewed for licensing and compliance before joining the network.
We never sell your personal information. It's shared only with the lender you choose to apply with.
Request full account and document deletion at any time, directly from the app's privacy settings.
No. INTER CREDO is a technology platform that compares offers from independent partner lenders. We don't fund loans, set credit terms, or make approval decisions — those belong entirely to the partner you choose.
Comparing offers inside the app uses a soft credit check, which never affects your score. A hard inquiry only happens if and when you formally apply with a partner lender.
We receive a disclosed referral fee from a partner lender only if you choose to proceed with their offer. Browsing and comparing matches never costs you anything.
At launch, the panel covers personal loans, debt consolidation, and auto refinancing, with more categories planned as additional partners join the network.
Yes. Your information is encrypted end to end and only shared with the specific lender you decide to apply with. It is never sold to third parties.
Leave your email and we'll let you know the moment the app is live on the App Store and Google Play — no spam, just the one message.